Whether you run a nursing home, children's home, domiciliary or supported living service, Privo lends against how your business actually operates. Decisions in 48 hours, not weeks.
Everything you need to apply, draw down and manage your facility, structured around how regulated care businesses actually run.
Apply in a few minutes. We underwrite on operating reality: occupancy, fee mix, regulator standing, not just a balance sheet.
Apply for fundingDiversify into UK health and social care with deals priced for risk and structured for resilience.
Request accessPrivo replaces weeks of back-and-forth with a single guided application and a sector-specialist credit team who know your world.
Start your applicationEvery facility is individually structured. Your rate is based on your specific circumstances. Speak to a specialist to get an indicative quote.
Acquisitions, refinancing, freehold purchase, capex.
Smooth Local Authority and ICB payment cycles.
Bridge to refinance, new wing, occupancy ramp.
Multi-site operators consolidating debt across homes.
A nursing home operator in West Yorkshire needed to fund a new dementia wing. Indicative terms issued in three days, completed in two weeks.
A children's home provider in the North West was turned away by three high-street banks. Privo completed drawdown in nine working days.
A multi-site children's residential operator refinanced an existing bridge and consolidated two new homes into a single facility.
Apply in minutes and a specialist will be in touch.
Lending to incorporated UK businesses. Business loans are not regulated by the FCA. Care England · NCF · UKHCA